Utssav CZ Gold Jewels Ltd

Utssav CZ Gold Jewels Ltd. – Company Report


1. Company Overview


Utssav CZ Gold Jewels Ltd., founded in 2007 and headquartered in Mumbai, Maharashtra, is a prominent Indian manufacturer specializing in cubic zirconia (CZ)-studded gold jewellery. Recognized for its blend of traditional craftsmanship and contemporary designs, the company offers an extensive range focused on affordable luxury. Utssav's products include earrings, bracelets, chains, rings, necklaces, and more—all featuring 18K, 20K, or 22K gold and studded with high-quality CZ stones.

  • Established: 2007
  • Headquarters: Mumbai, Maharashtra
  • Business Focus: CZ-studded gold jewellery (18K/20K/22K)
  • Design Capacity: 400+ new designs monthly via in-house CAD team
  • Certifications: ISO 9001:2015
  • Listed Entity: NSE Emerge platform (Listed in July 2024)
  • Debt Profile: Virtually debt-free
  • Global Reach: Exports to international markets
  • Leadership: Managing Director – Pankajkumar H. Jagawat

2. Products and Services


  • Product Range:

    • CZ-studded gold jewellery in 18K, 20K, and 22K segments
    • Earrings, bracelets, necklaces, rings, mangalsutras, bangles, pendants
    • Lightweight and affordable luxury jewellery targeting modern consumers
  • Design & Production:

    • 400+ new jewellery patterns monthly
    • In-house CAD team with emphasis on finish, quality, and innovation
    • Advanced production infrastructure and finishing systems
  • Distribution & Exports:

    • Wholesale and retail presence across India
    • Exports to international markets and participation in global trade fairs
  • Customization:

    • Tailored designs for individual and commercial clients
    • Co-branded and custom campaign jewellery
  • Customer Experience:

    • Focus on value, craftsmanship, and trend responsiveness
    • Post-sale support and continuous product refreshes

3. Recent News and Financial Performance


  • IPO in July 2024 raised ₹69.5 crore; company successfully listed on NSE Emerge.
  • Increased demand for lightweight and affordable 18K CZ jewellery from youth and working professionals.
  • Credit rating Utssav CZ Gold Jewels has received CARE BBB and CARE A3+ rating on its long and short term loans.
  • Investments in technology and design innovation enhanced production capacity and product differentiation.
  • Strong export performance and market share gains in both domestic and international markets.

4. Financial Performance (FY2025)


Metric FY2025 Value
Total Revenue ₹647 crore
Net Profit ₹25.06 crore
Operating Profit Margin 6%
Return on Equity (ROE) 31%
EPS ₹10.52
Debt Position Virtually Debt-Free
Dividend Policy No Dividend (Reinvestment Mode)

Financial Summary

FY2025
MetricCompanyIndustry Avg.
Price / Sales0.851.52
EV / EBITDA15.4211.21
Debt / Equity1.030.5
ROE %30.9421.84
ROCE %21.4823.98
P / B4.323
Div Yld %00.66
P/E21.8615.97
OPM %6.0310.91
Qtr Sales Growth YOY %96.4350.58
Qtr Profit Growth YOY %144.6181.83
ROA LAST 12M %12.8214.59
Prom. Hold. %70.5267.86
Sales 3Yrs CAGR %73.7177.35
Sales 5Yrs CAGR %020.65
Profit 3Yrs CAGR %95.7760.34
Profit 5Yrs CAGR %047.95

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