Upsurge Investment & Finance Ltd. – Company Report
1. Company Overview
Upsurge Investment & Finance Ltd., incorporated in 1994 and headquartered in Mumbai, Maharashtra, is a fast-growing non-banking financial company (NBFC) listed on the BSE since 1996. The company primarily provides financial advisory and capital-raising solutions targeting small and mid-sized enterprises (SMEs) across India. Over more than two decades of operations, Upsurge has built a reputation for facilitating structured financing, debt syndication, and holistic managerial services.
Its leadership team comprises experienced financial professionals with a strong track record in conceptualising, managing, and executing diverse investment and financing transactions. Guided by a mission to empower under-served sectors with tailored financial solutions, Upsurge operates with integrity, transparency, and reliability—creating tangible value for its stakeholders.
Key Highlights:
- Incorporated: 1994
- Headquarters: Mumbai, Maharashtra, India
- Certification: Registered NBFC, BSE-listed
- Core Focus: Financial advisory, capital-raising, structured finance, SME funding
- Key Sectors Served: SMEs, corporates, entrepreneurs
- Market Capitalization (July 2025): ~₹242–255 crore
- Promoter Holding (June 2025): 50.6%
2. Products and Services
Upsurge Investment & Finance Ltd. provides a comprehensive range of financial services designed to meet the evolving needs of India's SME segment and emerging entrepreneurs.
Product Categories:
- Growth and funding advisory
- Structured financing and debt syndication
- Corporate and commercial loans against equity and commodities
- Capital-raising advisory: seed funding, bridge loans, IPO support
- Investment advisory, portfolio management, business valuation guidance
Business Model & Technology:
- Leverages modern fintech platforms for efficient onboarding, loan processing, and digital deal execution
- Strong focus on monitoring and risk management systems
End-Use Applications:
- Working capital and expansion funding for SMEs
- Bridge and mezzanine financing for corporates
- Advisory on strategic investments, venture capital, and secondary market opportunities
Upsurge stands out for its ability to identify undervalued enterprises and accelerate their growth through both financial and advisory interventions, supporting clients from fundraising to capital market participation.
3. Recent News and Financial Performance
Upsurge Investment & Finance Ltd. has shown notable growth in recent years, with expanding revenues, rising profits, and improved operational efficiency. Despite recent margin pressures, the company's strategic focus on SME lending and financial advisory provides a long-term competitive edge.
4. Financial Performance (FY2025)
| Metric | FY2025 Value |
|---|---|
| Total Revenue | ₹114 crore |
| Net Profit | ₹16 crore |
| Operating Profit Margin | 18% |
| Return on Equity (ROE) | 21% |
| EPS | ₹7.95 |
| Dividend | 0.49% |