Trust Fintech Ltd. – Company Report
1. Company Overview
Trust Fintech Ltd., established in 1998 and headquartered in Nagpur, Maharashtra, is a SaaS-based fintech enterprise specializing in end-to-end software solutions for the BFSI sector. The company holds ISO 27001 and CMMI Level 5 certifications, operates across 25+ countries, and serves over 200 global banks and financial institutions.
It is a Microsoft Gold Partner, CRISIL-rated, and a licensed GST Suvidha Provider (GSP). Trust is also empaneled with Indian government agencies for system integration in e-governance projects. The company operates from modern development centers in Nagpur, Pune, and Mumbai, with an employee strength of 250–500.
Formerly known as Trust Systems and Software (India) Ltd., the company went public in April 2024 following a successful IPO.
- Incorporated: 1998; Listed in 2024
- Headquarters: Nagpur, Maharashtra
- Certifications: ISO 27001, CMMI Level 5, Microsoft Gold Partner
- Employees: 250–500
- Global Footprint: 25+ countries; 200+ BFSI clients
2. Products and Services
Trust Fintech offers a comprehensive range of digital banking and compliance platforms for the BFSI domain:
Core Banking Solutions (TrustBankCBS)
- Web-based platform for commercial and co-operative banks and NBFCs
- Modules include deposits, lending, compliance, and customer lifecycle management
MicroFinS
- Specialized automation for microfinance institutions and small-scale banks
GSPIndia Platform
- Authorized GST Suvidha Provider (GSP) with full GST return compliance features
Financial Software Stack
- Financial accounting, billing, ATM reconciliation, AML, agency banking, mobile/online banking
SAP Business One (SAP B1)
- Authorized partner for implementation, customization, and maintenance
IT Infrastructure & ERP Solutions
- System integration, WAN/data center setup, enterprise deployments
Business Intelligence (BI) for BFSI
- API development, reporting engines, and analytics platforms for data-driven operations
Digital Banking Tools
- e-KYC, UPI enablement, digital lending, and delivery channel integration
3. Business Developments and Financial Performance
Key Business Developments:
October 14, 2025: Trust Fintech Limited received a purchase order from Mumbai Bank worth approximately Rs. 1.57 crore for the supply, installation, implementation, commissioning, and maintenance of add-on banking modules, to be completed in five weeks.
September 9, 2025: The company had bagged a Letter of Award (LoA) worth nearly Rs. 1.56 crores from J&K Development Finance Corporation Ltd. (a Government of India enterprise) for the supply, customisation, deployment, operations and maintenance of its Loan Life Cycle Management System and General Accounting System.
June 23, 2025: Awarded a ₹5.05 crore contract by Sree Charan Souhardha Co-Operative Bank Ltd. for full-scale CBS deployment on an ASP (Application Service Provider) model, over 5 years.
May 27, 2025: Trust Fintech, via its wholly owned U.S. subsidiary TFL TECH INC, secured its first international order from Internet Soft Inc. (Delaware, USA).
- Deal Scope: Implementation of Trust’s Core Banking System (CBS) and Loan Origination System (LOS) for a U.S. credit union
- Contract Value: USD 820,000 (~₹6.97 crore)
- Delivery Model: SaaS
- Duration: 60 months
- Significance: Entry into the U.S. market, a milestone in Trust’s global expansion strategy
January 7, 2025: Secured ₹1.25 crore in domestic contracts for TrustBank CBS and fintech tools from:
- Samata Co-operative Development Bank Ltd
- Laxmikrupa Urban Credit Co-Operative Society
- Aradhnam Portfolio Investments Pvt Ltd
- Nagnath Urban Co-Operative Bank Ltd
August 2024: Signed a ₹3 crore contract with Indian Bank to digitize the PMEGP portal (Ministry of MSME), under a 3-year engagement. Strengthens its e-governance and PSU capabilities.
Ongoing Growth:
- Expanded SaaS and GST platforms across India and Africa
- Strengthened leadership in digital banking, particularly among co-operative banks and mid-sized financial institutions
4. Financial Performance (FY2025)
| Metric | FY2025 |
|---|---|
| Revenue | ₹36 crore |
| Net Profit (PAT) | ₹8.01 crore |
| Earnings Per Share (EPS) | ₹3.36 |
| Return on Equity (ROE) | 12% |
| Dividend Payout % | 13.24% |